AC Cruz

Your Local Central PA State Farm Agent

Welcome to AC Cruz State Farm, proudly serving Williamsport, Lewisburg, and communities throughout Central Pennsylvania. As a tenured State Farm Agent and longtime member of the area, AC Cruz is known across the Susquehanna Valley for helping families, individuals, and small businesses choose insurance coverage that fits real Central PA life.

Our team focuses on long-term service and clear guidance as your life, family, and priorities change—especially at the start of a new year.

Rooted in Central PA Community Life

With offices in Williamsport and Lewisburg, AC Cruz State Farm stays closely connected to the Central PA community year-round. From working with local families to supporting small businesses, our team understands the day-to-day needs of life in this region.

We proudly serve neighbors throughout Lycoming, Union, and surrounding counties, assisting with everything from first cars and starter homes to growing households and local businesses. Being part of the community means being accessible, responsive, and consistent.

Insurance Coverage That Fits Central PA Life

We offer a wide range of insurance options to support you through every stage of life:

• Auto Insurance 🚗 for daily commutes, rural roads, and changing weather

• Homeowners & Renters Insurance 🏡 to help cover homes and personal belongings

• Life Insurance 💼 to help support your family’s financial needs

• Motorcycle, RV & Boat Insurance 🏍️🚤 for recreation and seasonal use

• Small Business & Commercial Insurance 💼 for local owners and operators

• Health & Pet Insurance 🏥🐾 for added household coverage

Start the New Year with a Life Insurance & Coverage Review

The beginning of the year is an ideal time to review your insurance and make sure everything still aligns with your current situation. AC Cruz State Farm places a strong focus on life insurance conversations and annual coverage reviews, helping customers understand what they have and what may need adjusting.

A review is especially helpful if you have recently:

• Started a new job or business

• Got married or welcomed a child

• Purchased a home or property

Not reviewed your life insurance in several years

Life insurance options vary, and our team takes time to explain coverage types and answer questions so you can make informed decisions.

Frequently Asked Questions

1. Why should I review my insurance at the start of the year? The start of a new year is a good time to make sure your coverage still matches your current household, income, and responsibilities, especially if anything changed over the past year.

2. How often should I review my life insurance? Life insurance should be reviewed at least once a year or after major life changes such as marriage, having children, buying a home, or changing jobs.

3. What types of life insurance does State Farm offer? State Farm offers several life insurance options. AC Cruz and his team can explain how each option works and help you decide what fits your situation.

4. Is life insurance through work enough? Coverage provided through an employer is often limited and may end if employment changes. Many people choose additional life insurance outside of work to better support their family.

5. Can I combine multiple insurance coverages? Yes. Combining auto, home, and life insurance can simplify account management and may help reduce overall costs.

6. How long does an insurance review take? Most reviews take about 20–30 minutes and can be completed in person, over the phone, or virtually.

Start the year with confidence. Call, click, or stop by AC Cruz State Farm in Williamsport or Lewisburg to schedule a coverage review or life insurance discussion. Our local team is ready to help you move into the new year informed and prepared.